Medi-Cal Myths and Facts

MYTH #1: An applicant must spend his resources down to $2,000. TRUTH: An applicant can have no more than $2,000 of “countable” resources in their name. An asset is not “countable” if it is “exempt” or “unavailable.” There are many assets, your home being the most important, that are exempt. An “unavailable” asset is one that […]

Medi-Cal and Disability Planning

Help your loved one get quality nursing home care, while saving family assets. “Don’t be fooled by the myth of the “Medi-Cal Spend Down.” Medi-Cal is California’s program for administering federal Medicaid funds. Medi-Cal has several different programs. The most misunderstood is “Long Term Care” coverage. Most people first hear about Medi-Cal Long Term Care coverage […]