What is an “Integrated” Estate Plan?

The term “integrated” plan refers to a group of interrelated estate planning documents that work together to cover a full range of needs. A typical integrated plan will have a family “living” trust, a will, a financial power of attorney, a health care power of attorney and various ancillary documents. They will refer to each other […]

Overview of Estate Plans and Trusts

An estate plan is essential; if you do not have an estate plan things you would probably prefer to decide for yourself will be decided for you by others. Who would manage your finances if you become unable to do so yourself? Who would make health care decisions for you if you are unable to […]

Medi-Cal Myths and Facts

MYTH #1: An applicant must spend his resources down to $2,000. TRUTH: An applicant can have no more than $2,000 of “countable” resources in their name. An asset is not “countable” if it is “exempt” or “unavailable.” There are many assets, your home being the most important, that are exempt. An “unavailable” asset is one that […]

Medi-Cal and Disability Planning

Help your loved one get quality nursing home care, while saving family assets. “Don’t be fooled by the myth of the “Medi-Cal Spend Down.” Medi-Cal is California’s program for administering federal Medicaid funds. Medi-Cal has several different programs. The most misunderstood is “Long Term Care” coverage. Most people first hear about Medi-Cal Long Term Care coverage […]